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Home Loan Documents
Crédito habitação: BdP alivia teste de esforço exigido aos mutuários
Housing Credit Acquisition

Mortgage credit: BdP eases stress test required for borrowers.

Looking to hire a home loan? We have good news for you: The Bank of Portugal (BdP) has eased one of the requirements imposed on clients, making it easier to access this type of financing. Understand what changes in the stress test required by banks in this article.

17 Oct 20234 min

Quanto custa fazer um crédito habitação?
Housing Credit Acquisition

How much does it cost to get a mortgage?

Getting a mortgage can be a headache when it comes to opening your wallet. Therefore, it is essential to be informed in advance about the amounts you will need to have available. Know the costs of getting a mortgage.

11 Aug 20235 min

Crédito habitação: Como saber se tenho capacidade financeira?
Housing Credit Acquisition

Mortgage: How to know if I have financial capability?

To move forward with a loan application for your new home, you must go through previous phases: you need to know beforehand if you have the ability to pay a credit installment every month. Find out in this article how this pre-process works.

11 Aug 20234 min

Portadores de deficiência: Como funciona o crédito habitação bonificado?
Housing Credit Acquisition

People with disabilities: How does subsidized housing credit work?

Need to hire a housing loan and have a disability equal to or greater than 60%? Know that you are entitled to special conditions, with a subsidized interest rate. Learn about the housing loan for people with disabilities in this article.

11 Aug 20234 min

Crédito habitação para estrangeiros: Quais os documentos necessários?
Housing Credit Acquisition

Mortgage for foreigners: What documents are needed?

Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.

11 Aug 20234 min

Comprar casa com crédito habitação: Que documentos o banco me vai pedir?
Housing Credit Acquisition

Buying a house with a mortgage: What documents will the bank ask me for?

In order to analyze the risk level for a mortgage loan, the bank requires certain documents from the proposed holders. Let's see what documentation is necessary to submit to the bank for the mortgage loan, and how to choose the appropriate bank.

10 Aug 20234 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.