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Crédito habitação 2025
Dia da Mãe: Saiba como a sua mãe pode ajudar na compra de casa
Housing Credit Acquisition

Mother's Day: Learn how your mother can help with buying a house.

With Mother's Day approaching, we celebrate not only the emotional side but also the practical support that so many mothers give to their children - even when it comes to buying a house. Find out how to rely on your mother for a housing loan.

02 May 20253 min

Prestações da casa podem descer mais de 100€ em abril
Housing Credit Acquisition

Housing payments can decrease by more than 100€ in April.

Mortgage installments will decrease on all Euribor terms in April.

03 Apr 20253 min

Quem tem maior poder de compra opta por adquirir moradias ou apartamentos?
House Purchase

Who has greater purchasing power opts to purchase houses or apartments?

In the luxury real estate market, do clients with higher purchasing power acquire more houses or apartments? Find out the conclusion of this study next.

27 Mar 20252 min

Taxa de juro do crédito habitação desceu para 3,830% em fevereiro
Housing Credit Acquisition

The home loan interest rate dropped to 3.830% in February.

The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.

25 Mar 20252 min

Qual a melhor altura para fazer um crédito habitação?
Housing Credit Acquisition

When is the best time to take out a home loan?

Do you want to buy a house? Knowing when to apply for a housing loan can make all the difference in what you will pay. Discover the factors that influence this decision.

24 Mar 20254 min

Quando é que se recebe o dinheiro do crédito habitação na conta?
Housing Credit Acquisition

When does the money from the mortgage credit get deposited into the account?

In the home buying process through a housing credit, at what moment is the financing amount made available? Find out next.

24 Mar 20253 min

Habitação: Portugal é o país da OCDE onde é mais difícil comprar casa
Housing Credit Acquisition

Housing: Portugal is the OECD country where it is most difficult to buy a house.

The housing crisis continues to be a major challenge in Portugal, making it increasingly difficult to buy a house.

13 Mar 20252 min

Crédito habitação: Taxa de juro implícita diminui novamente em janeiro
Housing Credit Acquisition

Mortgage credit: Implicit interest rate decreases again in January.

Reduction in rates reflects in lower monthly installments for newer contracts.

11 Mar 20252 min

Ano novo, casa nova: Será a altura certa para investir num crédito habitação?
Housing Credit Acquisition

New year, new house: Is now the right time to invest in a mortgage?

Evaluate the market, plan your finances, and compare bank proposals are the essential steps to start the year with the right housing credit.

31 Jan 20253 min

Habitação em Portugal: O que esperar de 2025?
Housing Credit Acquisition

Housing in Portugal: What to expect for 2025?

Despite some government initiatives and expectations of an increase in construction, experts warn that by 2025 housing accessibility in Portugal will continue to be a structural problem, marked by high prices and growing inequalities.

10 Jan 20253 min

Habitação: Preços aumentaram 9,8% no terceiro trimestre de 2024
Housing Credit Acquisition

Housing: Prices rose 9.8% in the third quarter of 2024.

Housing prices increased by 9.8% in the third quarter of 2024, according to the INE, up 2.0 percentage points from the previous quarter.

06 Jan 20252 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.