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Com a queda do Governo, o que acontece ao IRS Jovem e à garantia pública para comprar casa?

With the fall of the government, what happens to the Young IRS and the public guarantee to buy a house?

Do the measures remain or are they suspended? Clarify your doubts here.

13 Mar 20252 min

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Does IRS Jovem and public housing guarantee continue in effect after the fall of the Government?  

With the fall of the government and elections scheduled for May, many people wonder about the future of measures such as the Youth IRS and the public guarantee for housing credit for young people up to 35 years old. The answer is simple: these measures remain in force.  

"The entirety of the measures planned in the State Budget for 2025 remain valid, even with the caretaker Government. Only a future Executive can decide to make changes through a rectifying budget," clarifies DECO PROTeste, as cited by Notícias ao Minuto. .

In addition, "all measures already in force or that have been enacted and published in the Official Gazette follow their normal course ", the organization adds.

This means that the youth support package - which includes benefits such as the Youth IRS, the salary bonus, the exemption from IMT and stamp duty when buying a house, and the public guarantee for access to better housing credit conditions - continues to be applied.

Note that, as long as there is no new Government, the current team led by Luís Montenegro remains in current management, which means they cannot approve new measures or advance legislative initiatives.

Are you up to 35 years old and want to take advantage of the public guarantee to buy a house? Access 100% financed credit through the credit intermediaries of Poupança no Minuto, they handle all the bureaucracy for you and with no cost!

Get in touch now and start the process today:

Read more: 100% financing in home credit for young people: How does it work?

Young adults with exemption from IMT and IS without income limit, but rather in the value of the house. Source

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Poupança no Minuto é uma marca detida por Financefy, S.A., Intermediário de crédito vinculado registado junto do Banco de Portugal com o n.º 0006860. Serviços autorizados a prestar: Apresentação ou proposta de contratos de crédito a consumidores. Assistência a consumidores, mediante a realização de atos preparatórios ou de outros trabalhos de gestão pré-contratual relativamente a contratos de crédito que não tenham sido por si apresentados ou propostos. Mutuantes: Bankinter, S.A. - Sucursal Em Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Sucursal Em Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Sucursal Em Portugal, Union De Créditos Inmobiliários, S.A., Establecimiento Financiero De Crédito (Sociedad Unipersonal) - Sucursal Em Portugal, Bni - Banco De Negócios Internacional (Europa), S.A., Banco Bic Português, Sa, Unicre - Instituição Financeira De Crédito, S.A.